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FAQ

FAQ

Q:

How can I open a current account with The United Bank for Commerce and Investment?

The United Bank for Commerce and Investment allows the possibility of opening bank accounts of all kinds in the simplest and easiest way. You only need to register through this link or visit any of our branches that suit you. You have the choice and we can fulfill your aspirations.
Q:

Can I get a loan to buy a car, furniture for my home, or any other durable commodity?

With the United Bank for Commerce and Investment you can buy your basic needs of durable goods in the easiest and best way. The (Murabaha) allows you to obtain the product in accordance with our tolerant Islamic Sharia. You only have to choose your commodity/product from one of the suppliers approved by the bank and we will provide it to you with a distinct payment system and comfortable installments up to Seven years. Your satisfaction is our goal.
Q:

How can I activate the SMS service to track the financial transactions on my account and follow up the balance?

To activate the SMS service, you only need to fill out the service request form at any of our branches or by clicking here.

You can also request the service by sending the request form to Info@ubci-Libya.com
Q:

Does the bank allow the opening of joint current accounts?

The joint current account is a bank account that has special technical and legal conditions. The United Bank for Commerce and Investment is distinguished in providing such kind of accounts to its valued customers, as this account can be managed by two parties involved in the account. The advantages of this account are:

  • It can be managed by a single signature from one of the partners in the account or by double signatures or more as desired by the partners.
  • The joint account at the United Bank is flexible. The share of each party in the account can be determined through what the partners provide according to their desire, which is reflected in the legal agreement documented between them.
  • The joint account allows customers the guarantee to freely use their money deposited therein by them or by their partners whom they trust without any conditions or authorization.
  • The joint account may be in foreign currency and all terms and conditions for foreign currency accounts and their features apply thereon.
Q:

Can I open a current account in foreign currency? Can I transfer my allocations in hard currency thereto and transfer my money therefrom locally and internationally?

The United Bank for Commerce and Investment provides to its distinguished customers to open accounts in foreign currency and they have the freedom to use those accounts in accordance with the laws, circulars and instructions regulating such accounts, including transferring their balances to local or abroad accounts through the distinguished network of correspondents that the United Bank adopts to serve its customers.
Q:

Can I obtain my services from any of the United Bank for Commerce and Investment branches?

The United Bank operates through a network of branches that are completely connected to each other and work as one unit to allow the provision of its services to its customers wherever they are without any restrictions or conditions as well as all the products and services available therein. With the branches of the United Bank you are in your home, do not hesitate to visit us to be honored to provide the best services that suit you.
Q:

Can I apply for a heads of household remuneration or buy a $ 10,000 allocations through the website?

Through the bank’s website, you can get all your requests and more, including products and services related to card issuance and renewal, reservation of heads of household allocations, requesting SMS services or even requesting cheques-books and many more, all while sitting in your home or office. You only have to send your order forms and your documents by clicking here .

Your satisfaction is our goal.
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